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Payment & settlement platformLive

Cogency Payverse

One Platform. Every Payment. Endless Possibilities.

One processing foundation for real-time gross settlement, automated clearing and cheque clearing, with ISO 20022 throughout and a shared settlement engine across every rail.

By CogencyPAYVERSEOne Platform. Multiple Rails. Secure. Compliant. Scalable.Payverse RTGSPayverse ACHPayverse ChequeSettlement Engine
Platform modules

What Cogency Payverse brings together.

One Platform. Multiple Rails. Secure. Compliant. Scalable.

Payverse RTGS

Real-time gross settlement with individual, per-transaction settlement and ISO 20022 messaging.

Payverse ACH

Batch file processing with bulk net clearing or individual gross execution through RTGS.

Payverse Cheque

Image-based cheque clearing: capture, OCR and MICR recognition, validation and settlement.

Settlement Engine

Gross and net settlement, positions and obligations, reconciliation and recovery.

Liquidity & Limits

Real-time reserve-and-release, tiered threshold alerts and controlled limit changes.

Monitoring & Data Hub

Metrics, alerting, audit trails and a built-in data lakehouse for reporting.

Built forISO 20022 nativeActive-Active resilienceMaker-checker governanceAPI, SFTP & SWIFT connectivity
Let’s work together

See Cogency Payverse in action.

Share your priorities. We’ll help identify the right product and approach.

Request a demo ↗