ISO 20022 & real-time payments
Move from legacy messaging to modern standards with a phased, production-aware migration approach.
Enterprise technology & consulting
Transform with clarity.
Deliver with confidence.
Cogency helps enterprises modernize payments, platforms, cloud and engineering capabilities through specialist consulting and accountable delivery teams.
Enterprise delivery model
Connected expertise
Cogency
360°
Delivery
PaymentsISO 20022
IntegrationIBM / Red Hat
EngineeringCloud Native
Delivery modelGlobal + Local
Enterprise readySecure by design
Where we create value
Five focus areas. 39 specialist services.
Capabilities
A focused model for enterprise transformation.
Specialist teams across payments, integration and engineering — aligned to your business priorities, from the first architecture decision to production.
Banking & Payments
Modernize payment infrastructure while protecting continuity.
Strategy, migration, integration and implementation across high-value payment ecosystems.
IBM FTM
Development, integration, installation and support.
ACI UPF
Unified payment framework consulting and delivery.
Cloud & Integration
Build an integration foundation that is resilient and easy to evolve.
Hybrid cloud, APIs, middleware and container platforms designed for enterprise scale.
IBM Cloud Pak for Integration
Modernize messaging and API capabilities with a cloud-ready architecture.
OpenShift
Container platform enablement and modernization.
Hybrid Integration
Connect legacy and modern systems safely.
Application Engineering
Design and deliver applications that are built to last.
Architecture, modernization, agile delivery and performance engineering for enterprise applications.
Architecture-led delivery
Align technology choices with business goals, constraints and operating realities.
Legacy to Cloud
De-risk phased modernization initiatives.
Product Engineering
Senior support from idea to production.
Quality & DevOps
Increase release confidence without slowing down delivery.
Modern QA, automation, code governance, CI/CD and environment engineering.
Quality built into delivery
Move quality controls earlier in the software lifecycle and automate where it matters.
CI/CD
Reliable pipelines and release automation.
Environment Services
Improve consistency and resilience.
Talent & Consulting
Bring the right expertise into programs where experience matters.
Specialist consultants, delivery teams and capability-building support for critical initiatives.
Consulting teams built around outcomes
Senior practitioners across architecture, development, analysis, QA, integration and platform engineering.
CoE Enablement
Build repeatable internal excellence.
Mentorship
Grow technical depth across teams.
Cogency products
Our expertise.
Built into products.
10 platforms across payments, workforce, AI, learning, travel and hospitality, alongside our consulting and delivery services.
Payment & settlement platformCogencyPayverseOne Platform. Every Payment. Endless Possibilities.Cross-border paymentsCogencyXBPMoving Money, Bringing People Closer.People, payroll & financeCogencyOneOne Platform. People, Projects & Payments, All in One.Field service managementCogencyFieldverseEvery Field. Every Team. One Platform.Operations managementCogencyOpsverseIntelligent Operations. Connected Workforce.Chat + Voice AICogencyAIverseYour Universe of AI Possibilities.AI learning platformCogencyTutorverseA Universe of Learning. Powered by AI.Travel technologyCogencyTravelverseYour World. One Universe of Travel.Unified hospitality platformCogencyStayverseEvery Stay. One Universe.AI hospitality operationsCogencyRealm of StaysThe AI-powered operating platform for modern hospitality.
Why Cogency
Senior expertise, practical decisions, accountable delivery.
We combine domain knowledge with hands-on engineering so strategy stays connected to production reality. That means fewer hand-offs and clearer ownership.
Discuss your transformation ↗01
Architecture first
Make the right structural decisions before complexity multiplies.
02
Delivery ownership
Senior teams accountable from design through implementation.
03
Operational reality
Solutions designed for security, resilience and maintainability.
Our approach
A simple path from ambiguity to execution.
Clear milestones, transparent decisions and focused technical ownership throughout delivery.
Understand
Goals, constraints, current landscape and risk.
Shape
Architecture, roadmap, delivery model and success measures.
Execute
Focused teams, iterative delivery and governance.
Scale
Stabilize, optimize and build internal capability.
Global presence
Local context. Global delivery.
Cogency supports clients across North America, India, the European Economic Area and South Africa.
HeadquartersToronto, Canada18 King Street East, Suite 1400
Let’s work together
A clear next step starts with a conversation.
Share your priorities. We’ll help identify the right expertise and approach.